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Quarterly Estimated Tax Calculator (2026, Form 1040-ES)

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Enter what you expect for 2026. The calculator figures self-employment tax, income tax from the 2026 rate schedules, the safe-harbor payment and a per-quarter amount.

Not tax advice. A rough estimate only. This follows the main lines of the 2026 Form 1040-ES worksheet with simple inputs. It leaves out things like the additional 0.9% Medicare tax, capital gains rates, AMT and most credits. Use the IRS worksheet or a tax professional for your actual payments.

1. Your 2026 numbers

2. Prior year (for the safe harbor)

3. Editable 2026 figures

Confirmed in the 2026 Form 1040-ES (checked Oct 31, 2026). Change them if the IRS updates the form.

4. Estimate

Due dates for 2026 payments

Source: 2026 Form 1040-ES, Payment Due Dates.

Safe-harbor rules (general info)

Per the 2026 Form 1040-ES, you generally have to pay estimated tax if you expect to owe at least $1,000 after withholding and refundable credits, and your withholding and credits will be less than the smaller of:

Farmers and fishers have different rules. Paying the safe-harbor amount can avoid the underpayment penalty, but you may still owe tax when you file.

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How-to guide: How to Estimate Quarterly Taxes When You're Self-Employed (2026)

How-to guide: How to Estimate Quarterly Taxes When You're Self-Employed (2026)

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