Lanternhill Studio · Bank CSV Categorizer

Monthly Budget Calculator (Planned vs Actual)

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List your monthly income and spending categories with what you planned and what you actually spent. The calculator totals both, shows what's left over, flags overspent categories and groups spending into needs, wants and savings.

Not financial advice. This tool only adds up the numbers you enter. The 50/30/20 split shown is a common rule of thumb for comparison, not a recommendation for your situation.

CategoryTypeGroupPlanned ($)Actual ($)

How-to guide: How to Make a Monthly Budget in a Spreadsheet (Planned vs Actual)

How-to guide: How to Make a Monthly Budget in a Spreadsheet (Planned vs Actual)

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Want it as a spreadsheet? The Monthly Budget template ($5 on Gumroad): planned vs actual for up to 40 categories, 500 transaction rows and a month picker, for Excel and Google Sheets.

Just starting out? Grab the free Starter Expense Tracker (pay what you want, $0 is fine).

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